:root{
  --navy:#022B54; --navy-dk:#030F34; --gold:#D49C31; --gold-lt:#E4BA5E; --gold-dk:#B07F22;
  --ivory:#E8E4DB; --silver:#A3A9B5; --paper:#F6F4EF; --card:#FFFFFF;
  --ink:#10233B; --muted:#5B6675; --line:rgba(2,43,84,.12); --dline:rgba(255,255,255,.12);
  --sans:'Sora',sans-serif; --body:'Inter',sans-serif;
}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{font-family:var(--body);color:var(--ink);background:var(--paper);line-height:1.65;-webkit-font-smoothing:antialiased;overflow-x:hidden}
.wrap{max-width:1140px;margin:0 auto;padding:0 26px}
a{color:inherit}
.topbar{height:3px;background:linear-gradient(90deg,var(--gold-dk),var(--gold-lt),var(--gold-dk))}

/* eyebrow */
.eyebrow{display:inline-flex;align-items:center;gap:9px;font-family:var(--body);font-size:12px;font-weight:600;letter-spacing:2.4px;text-transform:uppercase;color:var(--gold-dk)}
.eyebrow .dot{width:6px;height:6px;border-radius:50%;background:var(--gold);box-shadow:0 0 8px rgba(212,156,49,.6)}
.eyebrow.on-dark{color:var(--gold-lt)}
.eyebrow.on-dark .dot{background:var(--gold-lt)}

/* header */
header{position:sticky;top:0;z-index:60;background:rgba(246,244,239,.85);backdrop-filter:blur(14px);-webkit-backdrop-filter:blur(14px);border-bottom:1px solid var(--line)}
.bar{display:flex;align-items:center;justify-content:space-between;height:74px}
.brand{display:flex;align-items:center;text-decoration:none}
.brand img{height:38px;width:auto;display:block}
nav{display:flex;gap:6px;align-items:center}
nav a.lk{font-family:var(--sans);font-weight:500;font-size:15px;color:var(--navy);text-decoration:none;padding:9px 15px;border-radius:8px;transition:background .2s,color .2s}
nav a.lk:hover{background:rgba(2,43,84,.06)}
nav a.lk.active{color:var(--gold-dk)}
nav a.cta{white-space:nowrap;font-family:var(--sans);font-weight:600;font-size:15px;color:#fff;background:var(--navy);text-decoration:none;padding:11px 22px;border-radius:9px;transition:transform .2s,box-shadow .2s,background .2s;box-shadow:0 6px 18px rgba(2,43,84,.22)}
nav a.cta:hover{transform:translateY(-1px);background:var(--navy-dk);box-shadow:0 10px 24px rgba(2,43,84,.32)}

/* buttons */
.btn{display:inline-flex;align-items:center;gap:10px;font-family:var(--sans);font-weight:600;font-size:16px;text-decoration:none;padding:15px 30px;border-radius:11px;cursor:pointer;border:none;transition:transform .2s,box-shadow .2s,background .2s,border-color .2s,color .2s}
.btn svg{transition:transform .2s}.btn:hover svg{transform:translateX(3px)}
.btn-gold{background:var(--gold);color:var(--navy-dk)}
.btn-gold:hover{background:var(--gold-lt);transform:translateY(-2px);box-shadow:0 12px 28px rgba(212,156,49,.4)}
.btn-navy{background:var(--navy);color:#fff}
.btn-navy:hover{background:var(--navy-dk);transform:translateY(-2px);box-shadow:0 12px 28px rgba(2,43,84,.3)}
.btn-ghost-light{color:#EAF0F7;border:1px solid var(--dline);padding:14px 26px}
.btn-ghost-light:hover{border-color:var(--gold);color:var(--gold-lt)}
.btn-ghost-navy{color:var(--navy);border:1px solid var(--line);padding:14px 26px}
.btn-ghost-navy:hover{border-color:var(--navy);background:rgba(2,43,84,.04)}

/* hero */
.hero{position:relative;background:linear-gradient(160deg,var(--navy) 0%,var(--navy-dk) 100%);color:#EAF0F7;overflow:hidden}
.hero::before{content:'';position:absolute;inset:0;pointer-events:none;background:
  radial-gradient(50% 45% at 82% 10%,rgba(212,156,49,.18),transparent 60%),
  radial-gradient(60% 50% at 8% 100%,rgba(163,169,181,.10),transparent 60%)}
.hero-in{position:relative;padding:96px 26px 88px;max-width:900px}
.hero h1{font-family:var(--sans);font-weight:700;font-size:clamp(38px,6vw,66px);line-height:1.05;letter-spacing:-1.4px}
.hero h1 .g{color:var(--gold-lt)}
.hero p.lede{font-size:clamp(17px,2vw,20px);color:#B9C4D4;margin-top:24px;max-width:620px}
.cta-row{display:flex;gap:16px;align-items:center;margin-top:36px;flex-wrap:wrap}
.badges{display:flex;flex-wrap:wrap;gap:10px;margin-top:44px}
.badge{display:inline-flex;align-items:center;gap:8px;font-family:var(--body);font-size:12px;font-weight:600;letter-spacing:1.5px;text-transform:uppercase;color:#C7D2E0;background:rgba(255,255,255,.05);border:1px solid var(--dline);padding:8px 15px;border-radius:999px}
.badge i{width:5px;height:5px;border-radius:50%;background:var(--gold);display:block}

/* sections */
section.blk{padding:100px 0}
.paper{background:var(--paper)}
.white{background:#fff}
h2{font-family:var(--sans);font-weight:600;font-size:clamp(29px,4.2vw,44px);line-height:1.12;letter-spacing:-.8px;color:var(--navy)}
.h2-wrap{margin-top:14px}
.lead{font-size:19px;color:var(--muted);max-width:640px;margin-top:18px}

.split{display:grid;grid-template-columns:.85fr 1.15fr;gap:60px;align-items:start}
.gline{width:58px;height:3px;background:linear-gradient(90deg,var(--gold),var(--gold-lt));border-radius:2px;margin-top:18px}

/* value cards */
.cards{display:grid;grid-template-columns:repeat(2,1fr);gap:20px;margin-top:14px}
.vcard{background:var(--card);border:1px solid var(--line);border-radius:16px;padding:30px;transition:transform .25s,box-shadow .25s,border-color .25s}
.vcard:hover{transform:translateY(-4px);box-shadow:0 18px 40px rgba(2,43,84,.10);border-color:rgba(212,156,49,.5)}
.vcard .ic{width:46px;height:46px;border-radius:12px;background:rgba(212,156,49,.12);display:grid;place-items:center;margin-bottom:16px}
.vcard .ic svg{width:23px;height:23px;stroke:var(--gold-dk)}
.vcard h3{font-family:var(--sans);font-weight:600;font-size:19px;color:var(--navy);margin-bottom:8px}
.vcard p{font-size:15px;color:var(--muted)}

/* how it works - navy band */
.steps-band{background:linear-gradient(160deg,var(--navy),var(--navy-dk));color:#EAF0F7;position:relative;overflow:hidden}
.steps-band::before{content:'';position:absolute;inset:0;background:radial-gradient(50% 60% at 90% 8%,rgba(212,156,49,.14),transparent 60%)}
.steps-band .wrap{position:relative}
.steps-band h2{color:#fff}
.steps{display:grid;grid-template-columns:repeat(4,1fr);gap:22px;margin-top:52px}
.step{position:relative}
.step .n{font-family:var(--sans);font-weight:700;font-size:15px;color:var(--navy-dk);background:var(--gold);width:34px;height:34px;border-radius:9px;display:grid;place-items:center;margin-bottom:16px}
.step h4{font-family:var(--sans);font-weight:600;font-size:17px;color:#fff;margin-bottom:7px}
.step p{font-size:14px;color:#AAB7C7}

/* why list */
.why{display:grid;grid-template-columns:repeat(2,1fr);gap:18px 40px;margin-top:12px}
.wrow{display:flex;gap:18px;padding:22px 0;border-top:1px solid var(--line)}
.wrow .chk{flex-shrink:0;width:34px;height:34px;border-radius:9px;background:rgba(2,43,84,.06);display:grid;place-items:center}
.wrow .chk svg{width:18px;height:18px;stroke:var(--gold-dk)}
.wrow h4{font-family:var(--sans);font-weight:600;font-size:17px;color:var(--navy);margin-bottom:4px}
.wrow p{font-size:14.5px;color:var(--muted)}

/* tagline strip */
.tagstrip{display:flex;flex-wrap:wrap;align-items:center;gap:14px 26px;justify-content:center;padding:30px 0;border-top:1px solid var(--line);border-bottom:1px solid var(--line);margin-top:20px}
.tagstrip span{font-family:var(--sans);font-weight:600;font-size:clamp(18px,2.4vw,24px);color:var(--navy)}
.tagstrip .sep{width:7px;height:7px;transform:rotate(45deg);background:var(--gold)}

/* cta band */
.cta-band{background:linear-gradient(160deg,var(--navy),var(--navy-dk));color:#EAF0F7;text-align:center;padding:104px 0;position:relative;overflow:hidden}
.cta-band::before{content:'';position:absolute;inset:0;background:radial-gradient(55% 90% at 50% 118%,rgba(212,156,49,.2),transparent 60%)}
.cta-band .wrap{position:relative;display:flex;flex-direction:column;align-items:center}
.cta-band h2{color:#fff;font-size:clamp(32px,4.6vw,52px)}
.cta-band .g{color:var(--gold-lt)}
.cta-band p{color:#B9C4D4;font-size:18px;max-width:560px;margin:18px auto 32px}

/* footer */
footer{background:var(--navy-dk);color:#9FB0C4;padding:58px 0 40px}
.foot-top{display:flex;justify-content:space-between;gap:30px;flex-wrap:wrap}
.foot-brand .fname{font-family:var(--sans);font-weight:700;font-size:22px;color:#fff;letter-spacing:.3px}
.foot-brand .ftag{font-family:var(--body);font-size:11px;letter-spacing:2px;text-transform:uppercase;color:var(--gold-lt);margin-top:8px}
.foot-col h5{font-family:var(--sans);font-size:13px;color:#fff;margin-bottom:12px;letter-spacing:.5px}
.foot-col a,.foot-col span{display:block;font-size:14.5px;color:#9FB0C4;text-decoration:none;margin-bottom:8px}
.foot-col a:hover{color:var(--gold-lt)}
.foot-bottom{border-top:1px solid var(--dline);margin-top:38px;padding-top:22px;font-size:12.5px;color:#6E7E92;display:flex;justify-content:space-between;flex-wrap:wrap;gap:8px}

/* reveal */
.reveal{opacity:0;transform:translateY(24px);transition:opacity .7s,transform .7s}
.reveal.in{opacity:1;transform:none}

/* contact + services shared */
.page-top{background:linear-gradient(160deg,var(--navy),var(--navy-dk));color:#EAF0F7;position:relative;overflow:hidden;padding:84px 0 66px;text-align:center}
.page-top::before{content:'';position:absolute;inset:0;background:radial-gradient(50% 60% at 50% 0%,rgba(212,156,49,.16),transparent 62%)}
.page-top .wrap{position:relative;max-width:760px}
.page-top h1{font-family:var(--sans);font-weight:700;font-size:clamp(34px,5vw,54px);line-height:1.06;letter-spacing:-1.2px;margin-top:16px}
.page-top h1 .g{color:var(--gold-lt)}
.page-top p{color:#B9C4D4;font-size:18px;margin-top:16px}

/* forms */
.grid-2{display:grid;grid-template-columns:1.25fr .9fr;gap:34px;align-items:start}
.formcard{background:var(--card);border:1px solid var(--line);border-radius:20px;padding:38px;box-shadow:0 20px 50px rgba(2,43,84,.08)}
.field{margin-bottom:18px}
label{display:block;font-family:var(--sans);font-size:13.5px;font-weight:600;color:var(--navy);margin-bottom:7px}
label .opt{color:var(--muted);font-weight:400;font-family:var(--body)}
input,select,textarea{width:100%;font-family:var(--body);font-size:15.5px;color:var(--ink);background:#fff;border:1px solid rgba(2,43,84,.18);border-radius:10px;padding:13px 15px;transition:border-color .2s,box-shadow .2s}
input:focus,select:focus,textarea:focus{outline:none;border-color:var(--gold);box-shadow:0 0 0 4px rgba(212,156,49,.16)}
textarea{resize:vertical;min-height:130px}
.two{display:grid;grid-template-columns:1fr 1fr;gap:16px}
.submit{width:100%;margin-top:4px;justify-content:center}
.hp{position:absolute;left:-9999px}
.note{font-family:var(--body);font-size:12px;color:var(--muted);margin-top:12px;text-align:center}
.ibox{background:linear-gradient(160deg,var(--navy),var(--navy-dk));color:#EAF0F7;border-radius:20px;padding:32px;position:relative;overflow:hidden}
.ibox::before{content:'';position:absolute;inset:0;background:radial-gradient(60% 70% at 90% 10%,rgba(212,156,49,.16),transparent 60%)}
.ibox .rel{position:relative}
.ibox h3{font-family:var(--sans);font-weight:600;color:#fff;font-size:20px;margin:12px 0 8px}
.ibox p{color:#B9C4D4;font-size:14.5px}
.irow{display:flex;align-items:center;gap:13px;margin-top:20px}
.irow .ic{width:42px;height:42px;border-radius:11px;background:rgba(212,156,49,.16);display:grid;place-items:center;flex-shrink:0}
.irow .ic svg{width:19px;height:19px;stroke:var(--gold-lt)}
.irow .lbl{font-family:var(--body);font-size:10.5px;letter-spacing:1.6px;text-transform:uppercase;color:var(--gold-lt)}
.irow a,.irow span{color:#fff;text-decoration:none;font-family:var(--sans);font-weight:500;font-size:15px}
.irow a:hover{color:var(--gold-lt)}
.mini{background:var(--card);border:1px solid var(--line);border-radius:20px;padding:28px 30px;margin-top:18px}
.mini h4{font-family:var(--sans);font-weight:600;color:var(--navy);font-size:16px;margin-bottom:12px}
.mini li{list-style:none;color:var(--muted);font-size:14.5px;padding:7px 0 7px 24px;position:relative;border-top:1px solid var(--line)}
.mini li:first-child{border-top:none;padding-top:0}
.mini li::before{content:'';position:absolute;left:0;top:14px;width:7px;height:7px;transform:rotate(45deg);background:linear-gradient(140deg,var(--gold),var(--gold-lt))}
.mini li:first-child::before{top:7px}

/* services page pieces */
.svc-list{display:grid;grid-template-columns:1fr;gap:0;margin-top:10px}
.svc-item{display:grid;grid-template-columns:auto 1fr;gap:22px;padding:30px 0;border-top:1px solid var(--line)}
.svc-item .num{font-family:var(--sans);font-weight:700;font-size:14px;color:var(--gold-dk);border:1px solid rgba(212,156,49,.4);background:rgba(212,156,49,.08);width:42px;height:42px;border-radius:11px;display:grid;place-items:center}
.svc-item h3{font-family:var(--sans);font-weight:600;font-size:20px;color:var(--navy);margin-bottom:6px}
.svc-item p{color:var(--muted);font-size:15.5px}
.pricing-note{background:var(--card);border:1px solid var(--line);border-left:4px solid var(--gold);border-radius:14px;padding:26px 30px;margin-top:20px}
.pricing-note h4{font-family:var(--sans);font-weight:600;color:var(--navy);font-size:18px;margin-bottom:8px}
.pricing-note p{color:var(--muted);font-size:15.5px}

/* mobile */
@media(max-width:860px){
  nav a.lk{display:none}
  .bar{height:64px}
  .brand img{height:32px}
  nav a.cta{font-size:14px;padding:10px 16px}
  .hero-in{padding:64px 22px 60px}
  .split{grid-template-columns:1fr;gap:26px}
  .cards{grid-template-columns:1fr}
  .steps{grid-template-columns:1fr 1fr;gap:26px}
  .why{grid-template-columns:1fr;gap:0}
  .grid-2{grid-template-columns:1fr;gap:22px}
  section.blk{padding:70px 0}
  .cta-band{padding:76px 0}
  .formcard{padding:26px}
  .foot-top{gap:26px}
}
@media(max-width:520px){ .steps{grid-template-columns:1fr} .two{grid-template-columns:1fr} }
@media(prefers-reduced-motion:reduce){*{transition:none!important;animation:none!important}.reveal{opacity:1;transform:none}}